Flexible Taxi Insurance Cover to Suit Your Needs
We are one of the largest specialist taxi insurance providers in the UK, serving countless public and private hire taxi drivers since our inception in 1982. We can help to provide you with extensive taxi driver insurance.
Whether you are looking for annual taxi insurance, short term taxi cover or you own a fleet, we have the taxi cover to suit your needs.
Acorn Insurance also specialises in helping those who may have previous claims, driving convictions, or points on their licence.
With over 40 years as taxi cab insurers, our dedicated taxi team has long-standing relationships with a vast array of UK taxi insurance brokers. Between them, they understand what you both want and need from a taxi policy.
We operate a 24-hour UK-based claim line, ensuring we are here when you need us. Please call 0330 331 0716 and our friendly claims assistants will help you.
Which Geographical Areas Do Acorn Quote For?
Acorn are one of the largest taxi insurance providers in the UK, offering national coverage. Currently, we do not offer policies in Northern Ireland.
Been Refused Taxi Insurance Elsewhere?
If you have had motoring or criminal convictions, it is not abnormal that you will be refused taxi cover by a lot of insurers. Acorn shine where other insurance companies shy away; we take all experience, history and circumstances into account when quoting for taxi insurance. So, do not be disheartened – see how Acorn can help with your taxi insurance cost by getting in touch today.
Please see below for the answers to our frequently asked questions.
Details Influencing Your Taxi Insurance Quote
It is important for taxi drivers to consider the following factors, as these may affect how much you could pay for your taxi policy:
- How much do you want to pay for voluntary excess?
- What is your anticipated yearly mileage?
- Do you have any additional qualifications or no claims bonuses that could help reduce your premium?
- Where is your taxi kept when not in use?
As a specialist taxi insurance provider, we provide cover for all kinds of UK taxi drivers – from PCO insurance and minicab cover to black cab insurance. We start with the basic level of cover and allow you to build up your policy from there. This means you are only spending on what you require or what you are concerned about. So, you only pay for the cover you actually need and will not waste money on extras you may not necessarily want.
40 years of experience in the industry
One of the largest UK taxi insurers
Excellent verified customer rating
Unlimited mileage options
24/7 UK accident & claims helpline
Comprehensive; Third Party, Fire & Theft; or Third Party Only
Glass windscreen cover
Public liability insurance as standard on annual policies
Competitive cover, even if you have got points on your licence
Key Care – For lost, misplaced or stolen taxi keys (includes the cost to have locks replaced if required).
Breakdown Cover – When your taxi has broken down you are losing money – our breakdown cover will get you back up and running in no time.
Legal Cover – This is included with our annual taxi insurance quotes.
Excess Protector *All of our taxi policies are subject to terms and conditions so please take the time to read our full terms and conditions before taking out a policy.
Do I need Taxi Insurance?
What is the difference between private hire and public hire insurance?
Is taxi insurance more expensive than regular car insurance?
Do you insure taxi drivers with no previous experience?
What types of taxi vehicles do you insure?
What policy options are available to me?
Can I get immediate cover for driving my taxi?
Do your policies cover me for personal use?
Am I covered to drive other vehicles if I take out comprehensive insurance?
Does my No Claims Bonus (NCB) transfer from my regular car policy to my taxi policy?
Which policy is best for me?
What Excess will I pay in the event of an accident?
What payment options do you offer?
What is public liability taxi insurance?
Do I need a DVSA qualification to get cover?
Can other family or friends drive my taxi under my policy?
Do you offer cover for fleets?
What To Do In The Event Of An Accident?
Move to a safe place
Call the emergency services
Never admit liability at the scene
Exchange contact details
Take photos of the scene if safe to do so
Take note of registration, make and model of all cars involved
Call our friendly claims assistants on 0330 107 0541
Always remember, a taxi cab can be repaired or replaced, so protect yourself and any passengers above any personal items and your vehicle.
What is the Best Way to Get a Taxi Quote?
First and foremost, you must go through the process of getting your taxi licence. You can find all the information you need via the taxi driver licence page on the gov.uk website.
For the next step, when you are in possession of your taxi driving licence, you will need to decide whether you will need short-term or long-term cab cover. It is always best to speak to us in person – our number is 01704 33 99 22. By calling, we can get to know how you are going to be using your taxi, and we can get a feel for the type of cab driver you are going to be. This is done to try and save you some well-earned cash, as well as find the cab insurance that is right for you.
Our friendly sales staff can give you a very quick, no obligation, quote; this saves you the hassle of having to fill out any forms.
If you prefer, we also offer online taxi insurance. If you would rather get an instant online taxi insurance quote, rather than over the telephone, then we understand. You can get access to our quotes by completing the “get a quote” form with your details, and we will get back to you with a figure. If there is any further qualification required to enable a quote, we will get in touch.
Taxi Quotes – made easy by Acorn Insurance.